Sandra Simões

Head of Product, REG Technologies

Sandra Simões is Head of Product at REG Technologies, leading the development of solutions designed to help insurance firms streamline compliance processes, improve operational efficiency, and deliver better customer experiences.

With 16 years of experience across product development and UX, Sandra combines deep technical understanding with a strong focus on customer and market needs. Her work centres on designing practical, scalable solutions that simplify complex workflows and support businesses operating within regulated environments.

Over the past five years at REG Technologies, Sandra has played a key role in shaping the evolution of the REG platform, working closely with customers to understand industry challenges and translate them into effective product capabilities.

As Head of Product, she focuses on building technology that accelerates onboarding journeys, improves visibility across compliance processes, and enables firms to provide outstanding service to their own customers.

Sandra regularly explores topics linked to delegated authority, PEPs, UBOs, and wider due diligence processes, with a particular interest in how product design and user experience can improve compliance outcomes without increasing operational friction.

Key areas of focus include:

Product strategy and user experience design
Delegated authority and compliance workflows
PEP and UBO due diligence processes
Customer-centric insurance technology solutions
Operational efficiency and onboarding optimisation

Sandra brings a highly practical, user-focused perspective to insurance technology, compliance innovation, and product development.

LinkedIn Contact

Role
Head of Product

Product & UX Experience
16 Years

REG Experience
5 Years

Focus
Product Innovation & User Experience

Insights from Sandra Simões

Insights on delegated authority, PEPs, UBOs, onboarding journeys, and building customer-focused compliance technology solutions.

Regulatory Change Management: Building a Framework That Keeps Pace With the FCA

Regulatory change management has stopped being a tracking exercise and become an evidencing one. The FCA's 2026 priorities extend supervisory attention into delegated authority arrangements, at the same time as the regulator works to simplify large parts of the rulebook, and simplification does not reduce your workload, it relocates it. Most UK insurance firms are still running this process on spreadsheets, with no consistent record of who assessed a change, who signed it off, or whether it reached the partners trading under their authority. This piece sets out what a regulatory change management framework capable of surviving a supervisory review actually looks like, and where the generic tooling market falls short of the insurance distribution chain.

Turning Delegated Authority Compliance into Operational Success

The Delegated Authority (DA) model is powering rapid expansion across the insurance market, proving itself indispensable to modern distribution. But as the market accelerates, regulatory complexity and legacy manual workflows continue to hold it back.

How to Identify Politically Exposed Persons (PEPs): A comprehensive Guide for Insurance Professionals

Conducting Politically Exposed Persons Checks is an important process for firms that work in the insurance and financial services sectors, particularly with the pressure they face by regulators such as the FCA. PEPs screening is also crucial for reducing the risks linked to money laundering, corruption, and other forms of financial misconduct.

Building the Trusted B2B Network in Insurance with REG Verified

At REG, we are on a mission to build the largest and most trusted B2B network in the insurance industry. We understand that businesses need to connect quickly and confidently when forging new relationships, without the burden of regulatory obligations slowing them down. That’s why we created REG Verified — The Trusted Status for Businesses...

Client Due Diligence Tools: Verifying UBOs, Directors and Officers

Client due diligence tools are software that verifies who a client is, establishes who owns and controls it, and screens those people for sanctions, politically exposed person (PEP) and adverse media risk, with every step recorded for audit. For insurers, MGAs and brokers the client is often another business, so the work centres on ultimate beneficial owners (UBOs), directors and officers rather than one individual's identity. A good tool collects declarations from the client, checks them against independent sources and keeps watching after onboarding. This post sets out what the UK Money Laundering Regulations 2017 expect, what a tool needs to do, how to choose one and how to keep records current.